American Annuity Agency, Inc.
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Toll Free: 800-537-9795
Local: 804-541-4035
Fax: 804-458-2105
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3205 Walnut Street
Hopewell, VA 23860
​American Annuity Agency​
Specialist for Annuities and Life Insurance

About Us


Frederick L. Breeden, President

President of American Annuity Agency, a National, Independent Brokerage Agency specializing in Life, Impaired Risk, Annuities, Senior Care and Disability Income. American Annuity Agency is a full service Brokerage Agency dedicated to the independent insurance professional.
Ted attended the University of Virginia and entered the insurance business in April of 1980. His experience includes being a successful independent General Agent, Annuity Marketing and Broker to local Financial Institutions, working with major insurance companies on various product designs and the successful creation and operation of American Annuity Agency. He is a member of the President's Round Table of North American Company.
When not working you can find Ted with his wife, Pam, actively involved with their family and community. Both Ted and Pam are involved in their church and many non-profit organizations. Ted also enjoys Basketball, Football, Exercise and Soccer. He currently coaches the local High School's Varsity Soccer Team.

Pamela W. Breeden, Vice President

Pam graduated from Virginia Tech and taught art at the Junior High and High School level. She entered the insurance business in October 1988. Her experience includes being a successful independent General Agent, developing and implementing an effective Marketing and Service department for American Annuity Agency. Her commitment to independent agents is paramount to the success of the brokerage business.

​Pam and Ted have two children, both grown and married. When not working you can find Pam with her husband, Ted, actively involved with their family and community. Both Pam and Ted are involved in their church and many non-profit organizations. Pam also enjoys Gardening, Art, Decorating, Exercise and Family Activities.
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  • Home
  • About Us
  • Forms
  • Products
  • Quotes
  • Industry Links
  • Underwriting
  • Annuity Spreadsheet
  • Hot MYG Rates
  • DOL Requirements
  • Contact Us